Be on the lookout for investment scams! 了解更多。
Investing with BMO
無論您是投資老手或新手，我們都可為您提供包括網上投資及投資專家指導投資的選項。
靈活的投資選項，可滿足任何目標或風險偏好的要求- 來自投資專家的專家建議，深得信賴
- 隨時方便地在網上存取賬戶及投資組合
適合每一位投資人的賬戶類型
BMO 滿地可銀行有長期、短期和介於其間的選項，為您提供正確的賬戶組合，以協助您達成儲蓄與投資目標。
註冊賬戶
Accounts that are registered with the government, and offer tax incentives, such as a FHSA, TFSA, 註冊退休儲蓄計劃（RRSP） 與 註冊教育儲蓄計劃（RESP）。
Great for: Saving for your first home, retirement, and other long-term goals.
鎖定賬戶
專供退休目的使用以動用您的儲蓄的賬戶，例如鎖定退休賬戶（LIRA）、鎖定退休儲蓄計劃（LRSP）、鎖定退休收入基金（LRIF）等。
Great for: Anyone looking to invest their pension from a prior company.
非註冊賬戶
沒有在政府註冊的賬戶，例如個人或聯名賬戶、現金或保證金交易(孖展)賬戶。
Great for: Short-term savings and holding liquid cash, or for anyone who has maxed out their TFSA 與 註冊退休儲蓄計劃（RRSP） and want to keep saving.
企業/非個人賬戶
非個人賬戶，例如協會、企業、遺產及信託賬戶。
Great for: Anyone investing on behalf of another individual, a business or an association.
發掘長期投資的威力
您的開始投資金額是多少？
您計劃每月供款多少？
您計劃投資多長時間？
本計算器僅供說明用，不構成投資建議或承諾未來績效。不是也不得被解釋為對於任何人的投資或法律建議。 It does not take into effect the deduction of any fees or take all tax implications into consideration.並不保證可達到所選擇的投資報酬率。提供較高回報率潛力的投資項目也涉及較高的風險程度。
投資工具及資源
掌控預算。
Find out how much you could save with a TFSA 賬戶。
Plan your 註冊退休儲蓄計劃（RRSP） 儲蓄。
Learn more about investing with BMO
黃金規則： 投資
我們提供7大投資術來增長您的投資，取得更大的回報。
Understanding RESP rules and contribution limits
Discover how you can use an RESP to fund your children’s education.
TFSA vs RRSP: Here’s what you need to 須知
Wondering which one is best for your savings goals? Let's go through the differences between a TFSA and an RRSP.
- BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal. BMO Mutual Funds are not insured by the CDIC.
- 互惠基金投資可能衍生佣金、尾隨佣金（如適用）、管理費及相關支出等費用。請參閱 交易所買賣基金 facts, fund facts or prospectus of the relevant mutual fund before investing. 互惠基金的收益並無保證，其價值會經常變動，過往的業績績效可能不會重現。
- For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. 交易所買賣基金 Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. 收入分配並無保證，而且可能隨時會變更和/或取消。
- Footnote double dagger detailsBMO 加拿大市場 GICs are issued by Bank of Montreal Mortgage Corporation and guaranteed by Bank of Montreal. The principal amount of a BMO 加拿大市場 GIC is guaranteed and is repayable upon maturity and, in addition, the GIC provides a minimum guaranteed rate of return, but there is no guarantee you will receive any additional return based on the performance of the underlying investments. The rate of return for the term payable is the return on the Reference Portfolio, but will not be less than the Guaranteed Rate of Return for the Term or more than the Maximum Rate of Return for the Term. The return on the Reference Portfolio, if any, is determined without reference to any dividends or distributions paid on the securities in the index and is the simple average of the percentage changes in (i) the value of each index in the Reference Portfolio as of the market close 2 business days after the issue date of the GIC, and (ii) the closing values of each index on the calculation date set out in the Terms and Conditions for the GIC. The rate of return for the term is not an annual rate but is the rate of return over the entire term of the GIC。如果出現市場中斷或其他特殊狀況而影響回報的計算時，計算代理人得調整或延遲該計算或利息支付、預估標的指數或標的指數中的證券的價值、更換證券或標的指數及/或決定以替代方式支付應付利息的金額（如有）。回報率（如有）是根據價格回報指數，而非總回報指數。 The Terms and Conditions for BMO 加拿大市場 GICs are available at your local BMO Bank of Montreal branch.
- 理財通（adviceDirect）賬戶是一個以收費方式、提供投資建議的非全權委託賬戶。理財通（adviceDirect）並不提供來自經理人的投資組合管理。客戶自行作出投資決定，並管理自身的投資組合。理財通（adviceDirect）不提供接受委託管理的賬戶。
- adviceDirect is a product of BMO InvestorLine Inc. BMO InvestorLine Inc. is a member of BMO 金融財團。® Trademarks of Bank of Montreal, used under license.