BMO目標教育投資組合
透過聰明、簡單和平價的方式為您子女的大專教育做規劃，當一個教育儲蓄資優生。
Professionally built portfolios with an optimal blend of low-cost Exchange Traded Funds (交易所買賣基金s) and BMO 互惠基金- Built-in risk control with a portfolio that focuses on lower-risk investments as your child approaches post-secondary education
- Leave the heavy lifting to us with a professionally managed portfolio that saves you time
BMO目標教育投資組合選項
為子女未來儲蓄不應該感覺像在做高級微積分一般的困難，所以我們已經簡化這個步驟，讓您可輕鬆展開。您的子女出生年份將為您指出正確的投資組合。開始為大專教育儲蓄永遠不嫌太早 - 或太晚。
- Birth year: 2005-2009
收入型投資組合
目標資產配置
- 100%固定收入
- 0%股票
Birth year: 2010-2014
2030 投資組合
目標資產配置
- 60 - 100% 固定收入
- 0 - 40% 股票
- Birth year: 2015-2019
2035 投資組合
目標資產配置
- 35 - 70% 固定收入
- 30 - 65% 股票
- Birth year: 2020-2024
2040 投資組合
目標資產配置
- 15 - 45% 固定收入
- 55 - 85% 股票
- Birth year: 2025-2029
2045 投資組合
目標資產配置
- 5 - 30% 固定收入
- 70 - 95% 股票
實用工具和資源
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註冊教育儲蓄計劃（RESP） 計算器
不要在大考前才開始臨時抱佛腳！現在就了解，為了子女的教育必須儲蓄多少錢。
Important notice about our relationship with you: The new Our Relationship brochure has key information you should know when investing with us. 了解更多關於 BMOII’s relationship with you, the products and services we offer, how we get paid, and how we always put your interests first. 了解更多
- This material is for information purposes. 本文所載資訊並非且不應被解釋為對於任何當事方的投資、稅務或法律建議。 Particular investments and/or trading strategies should be evaluated relative to the individual's investment objectives and professional advice should be obtained with respect to any circumstance.
- 註腳星號詳細資訊 All investments involve risk. The value of a Mutual Fund can go down as well as up and you could lose money. The risk of a Mutual Fund is rated based on the volatility of the Mutual Fund’s returns using the standardized risk classification methodology mandated by the Canadian Securities Administrators. Historical volatility doesn’t tell you how volatile a Mutual Fund will be in the future. A Mutual Fund with a risk rating of “low” can still lose money. For more information about the risk rating and specific risks that can affect a Mutual Fund’s returns, see the BMO Mutual Fund’s simplified prospectus.
- BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. BMO Mutual Funds are not insured by the CDIC.Commissions, management fees and expenses (if applicable) all may be associated with investments in mutual funds. Trailing commissions may be associated with investments in certain series of securities of mutual funds. Please read the fund facts, 交易所買賣基金 facts or prospectus of the relevant mutual fund before investing. 互惠基金的收益並無保證，其價值會經常變動，過往的業績績效可能不會重現。收入分配並無保證，而且可能隨時會變更和/或取消。For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. 交易所買賣基金 Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. 收入分配並無保證，而且可能隨時會變更和/或取消。BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.
- 腳註1詳情 BMO GAM, as of April 30, 2025.
- 腳註2詳情 BMO Investments Inc.
- "BMO (M-bar roundel symbol)" is a registered trademark of Bank of Montreal, used under license.
