投資管理與建議

Your BMO Private Wealth professional devotes their time getting to know you and your family, your business or practice, your risk tolerance and your short-term and long-term goals. Based on your needs and market conditions, they build a customized, portfolio allocated into appropriate investment assets. Their planning process is supported by research and they continually rebalance your portfolio or adapt it based on changing needs.

We can help you choose an advisor who specializes in advising clients with a similar asset base to your own and who may also focus on serving clients in your profession, industry or niche. It is important to select an advisor who takes the time to get to know you, shares your mindset and working style, provides objective and unbiased advice and is focused on achieving what matters to you.

Most advisors at investment management firms have many years of experience in every kind of market environment, a team of support staff behind them, excellent research resources, economic analysis and portfolio management oversight at their fingertips. They will have industry designations demonstrating their expertise, knowledge and integrity. Importantly, they operate according to an objective, disciplined, structured process, not emotion, and can navigate through volatility without losing track of your long-term goals.

High net worth individuals and families use a combination of strategies to build and preserve their wealth. 這包含：

• Active management, where their advisor will buy and sell selected securities, in order to respond to market conditions often trying to surpass market returns;
• Passive management, through which index funds are purchased and are designed to mirror the returns of major market indexes to achieve the fund’s benchmark return;
• Top-down macro research which looks at big-picture trends globally and their impact on financial markets to help choose the countries, sectors and currencies to invest in;
• Bottom-up fundamental research looks at a company’s specific details such as its balance sheet, management team, industry standing, and future forecasting; and
• Technical analysis which helps investors select precise buy and sell points.

These investors might also focus on a particular investing style, such as growth, value, momentum, income, domestic, or international.