BMO退休投資組合
Build a better retirement with BMO Retirement Portfolios – they’ll help protect your money today and provide growth for tomorrow. BMO Retirement Portfolios are:
三個由專業人員管理的選項，可以幫助您保護今日的資金，獲得明日增值的莫大潛力。- 協助您安然度過市場的起伏，費用低：基本投資額為500美元或每月最低可達50美元。
Find the BMO Retirement Portfolio that's right for you
退休夢想不會憑空實現。選擇符合您風險承擔能力和退休目標的BMO退休投資組合。
BMO 退休收入投資組合
A low risk 註腳星號 portfolio that protects your money but still leaves some room for growth.
Target asset allocation
- 65% - 85% 固定收入
- 10% - 30% BMO Risk Reduction Equity Fund
- 0%至10%全球股票
BMO Retirement Conservative Portfolio
A low risk 註腳星號 portfolio that offers moderate growth potential.
Target asset allocation
- 50% - 70% 固定收入
- 15% - 35% BMO Risk Reduction Equity Fund
- 5%至25%全球股票
BMO 退休平衡型投資組合
A low to medium risk 註腳星號 growth portfolio that still works to protect your investment and reduce volatility.
Target asset allocation
- 30% - 50% 固定收入
- 20% - 40% BMO Risk Reduction Equity Fund
- 20%至40%全球股票
實用工具和資源
如何開始規劃 退休
現在開始規劃退休生活永遠不嫌晚。在這裡了解基本知識。
持續儲蓄計劃（CSP） 計算器
計算持續儲蓄計劃（CSP）可如何讓您的儲蓄快速增長。
Why invest in mutual funds? Mutual fund basics for 新手
If you're new to investing, mutual funds are a great place to start learning the basics.
Important notice about our relationship with you: The new Our Relationship 手冊裡有關於您在我們這裡投資所應知道的重要資訊。了解更多關於 BMOII’s relationship with you, the products and services we offer, how we get paid, and how we always put your interests first. 了解更多
- This material is for information purposes. 本文所載資訊並非且不應被解釋為對於任何當事方的投資、稅務或法律建議。 Particular investments and/or trading strategies should be evaluated relative to the individual's investment objectives and professional advice should be obtained with respect to any circumstance.
- Footnote star details All investments involve risk. The value of a Mutual Fund can go down as well as up and you could lose money. The risk of a Mutual Fund is rated based on the volatility of the Mutual Fund’s returns using the standardized risk classification methodology mandated by the Canadian Securities Administrators. Historical volatility doesn’t tell you how volatile a Mutual Fund will be in the future. A Mutual Fund with a risk rating of “low” can still lose money. For more information about the risk rating and specific risks that can affect a Mutual Fund’s returns, see the BMO Mutual Fund’s simplified prospectus.
- BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. BMO Mutual Funds are not insured by the CDIC.BMO Retirement Portfolios include: BMO Retirement Income Portfolio, BMO Retirement Conservative Portfolio and BMO Retirement Balanced Portfolio.Commissions, management fees and expenses (if applicable) all may be associated with investments in mutual funds. Trailing commissions may be associated with investments in certain series of securities of mutual funds. Please read the fund facts, 交易所買賣基金 facts or prospectus of the relevant mutual fund before investing. 互惠基金的收益並無保證，其價值會經常變動，過往的業績績效可能不會重現。收入分配並無保證，而且可能隨時會變更和/或取消。For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. 交易所買賣基金 Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. 收入分配並無保證，而且可能隨時會變更和/或取消。BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.
- 腳註1詳情 BMO GAM, as of April 30, 2025.
- 腳註2詳情 BMO Investments Inc.
- "BMO (M-bar roundel symbol)" is a registered trademark of Bank of Montreal, used under license.
