美國 Credit Cards*

You can start by speaking with your BMO Private Wealth professional. They will introduce you to a dedicated support team at BMO 美國 who specialize in cross-border banking for Private Wealth clients.

Yes. All Private Banking clients are eligible to apply for all BMO 美國 cards offered through the BMO Private Wealth cross-border program, including the Wealth Management card.

BMO Nesbitt Burns clients with between CDN $250,000 and CDN $1 million in investable assets with BMO are eligible to apply for: BMO Premium Rewards Credit Card, BMO Platinum Rewards Credit Card, BMO Platinum Credit Card, and BMO Cash Back Credit Card. BMO Nesbitt Burns clients with CDN$1 million or more in investable assets with BMO are also eligible to apply for the BMO Wealth Management Credit Card.

A BMO 美國 branch representative won’t be able to see the relationship you have with BMO Private Wealth. You will miss out on exclusive servicing and benefits that are available to you as a BMO Private Wealth client. 但解決辦法很簡單。 Contact your BMO Private Wealth professional who will introduce you to a dedicated support team at BMO 美國 who specialize in cross-border banking for Private Wealth clients.

As a Canadian resident with a Canadian credit history, you must have your first conversation with your BMO Private Wealth professional who will introduce you to our dedicated support team at BMO 美國, who will start the application.

To check your BMO Flex Rewards balance and redeem your points, log in at bmo.com/us then click "View and Redeem" from your Account Details screen. Online access is available 24 hours a day, 7 days a week to view your available balance or make a redemption.

You may redeem your cash back for a statement credit that may be applied to an eligible account you designate at BMO 美國 Rewards redeemed to a BMO 美國 Chequing, Savings, or Money Market account will be credited to that account 7-10 business days after your redemption request.

這要根據您的需要而定。 If you have bills you need to pay in the 美國 you may want to consider having a 美國-based card. Both cards will let you shop in 美國 dollars but most of the BMO 美國 credit cards let you earn rewards as well. And, if you have a 美國-based chequing account you will be able to pay your BMO 美國 credit card from that account.

Payments on a credit card issued in the 美國 must be paid with 美國 dollars from a 美國 bank account, but payments on a credit card issued in Canada may be paid with 美國 dollars from a Canadian bank account. You can easily make payments online within BMO 數位化銀行服務 (美國), including setting up automatic payments. You can also make one-time payments by phone or mail.